Branch Affiliate Program Overview
Pacific Bancorp is looking for people who are interested in maximizing
their earning potential! Our Innovative Branch Affiliate Program is
designed for experienced mortgage professionals who are ready to take
the next step in their career. Our program offers you the freedom
to be your own boss while giving you the resources to grow your business
rapidly!
Prospective Affiliate Partners should have:
- 3-5 years experience in the Mortgage Industry
- A proven track record of consistently funding upwards of $3 Million
/ per month
5 Great Reasons to Become a Branch Affiliate!
1. Take advantage of Multi-State Licensing
Pacific Bancorp is licensed in the following states, and adding
more all the time ...
| California |
Colorado |
Florida |
| Georgia |
New Mexico |
Missouri |
| Louisiana |
Oklahoma |
Oregon |
| North Carolina |
Tennessee |
Texas |
| Maryland |
Virginia |
Indiana |
| Ohio |
Utah |
Washington |
2. Access our Preferred Broker Lender List
We have established relationships with the industries top Investors
...here are just a few
| Countrywide |
Citi Mortgage |
World Savings |
| AAMES |
Impac |
Chase Mortgage |
| Chase Home Equity |
Genisys Financial |
Long Beach |
| US Bank |
First Bank |
Greenpoint |
| TrustOne |
CitiFinancial |
Master Financial |
| Bank One |
Lakeland Mortgage |
Irwin Mortgage |
| Fremont Investments |
SunTrust |
GB Home Equity |
| Virtual Bank |
Novastar |
Washington Mutual |
| Decision One |
Horizon Bank |
Interfirst |
| Accubanc |
Flagstar |
Argent |
| First Franklin |
First Horizon |
Indy Mac Bank |
| Meritage Mortgage |
Wells Fargo |
|
*Each Affiliate Member may choose up to five lenders to be set
up with initially at no additional cost. There is a one-time $500
setup fee for each additional lender.
3. Pacific Bancorp’s Open Book Accounting Methods
Manage your Own Money ...
Each Affiliate Branch will takes part in our Open Book Accounting
Method, whereby all broker checks are forwarded directly to you
for deposit in your own corporate account.
4. No per loan corporate fees
Flat- fee structure makes costs predictable ...
Pacific Bancorp does not charge our affiliate members on a per
loan basis. Our Exclusive flat fee structure means that you have
predictable and manageable costs and the money you earn for each
loan is the money you keep!!
The current Affiliate Branch membership fee is $1650 per month
for your home state. An additional $450 for multi-state licensing.
*All fees will be deducted directly from your corporate account.
5. 100% Control of your Cash Flow
Keep your Profits ...
Consider your earning power in your first year with Pacific Bancorp:
Example: Based on 10 fundings per month @:
- $1,285 Flat Branch Fee
- $950 in Net Branch Fees (typical fees charged by other lenders)
| Pacific Bancorp |
Other Company |
| $420,000 Total Fees Annualized |
$420,000 Total Fees Annualized |
| -$15,420 Monthly Member Fee Annualized |
-$114,000 Net Branch Fees Annualized |
| = $404,580 Annual Net Revenue |
= $306,000 Annual Net Revenue |
With Just 10 loans a month, you can pocket an additional $98,580 a year!
For additional details, please contact a Pacific Bancorp Service
Representative at 818-735-4607 or send us an online
inquiry.
